Not a form at all — the one-page instruction sheet that governs the bonded-title route, and the only place NCDMV sets out the order the other three documents have to be done in. It opens by reserving the Division's right to reject any bond and refuse issuance of title, and then lists nine circumstances in which a bond is not acceptable at all.
Written against MVR-92A (Rev 04/26), issued under N.C. General Statute 20-76. Read the nine refusals before anything else. Several of them — pending divorce, an unreleasable lien, a total loss sold without a title — describe exactly the situations people reach for a bond to solve, and the bond is not the answer to any of them.
Two documents, and they are not the same thing. Take the blank MVR-92A from the ncdot.gov copy so you get the revision that is current today.
There is nothing to fill in on the MVR-92A. It is NCDMV's instruction sheet for the bonded-title route rather than an application, and it carries no fields at all — the forms it tells you to complete are the MVR-92H, the MVR-92D and the MVR-1, and each of those is shown completed on its own page.
| On the form | What to put in it |
|---|---|
| The nine refusals | Abandoned vehicles; mechanics and storage liens; an outstanding lien for which a cancellation cannot be furnished; pending litigation including death, civil suits, divorce or repossession; a vehicle not domiciled in North Carolina; a non-resident applicant whose vehicle is not registered here; a vehicle branded parts only, non-rebuildable or junked; and two separate total-loss cases. |
| Step 1, the affidavit | Form MVR-92H completed in full detail, signed in front of a notary, with any evidence of ownership attached — and a lien release attached if there is a lien. The sheet says it must be completed prior to step 2. |
| Step 2, the inspection | The vehicle is inspected by a State Highway Patrol inspector, who provides a report of inspection on an LT-270. A vehicle not in operable condition at the time of inspection gets an Inoperable Title and no registration until an inspector deems it operable. |
| Step 3, the value | The value comes from the current Value Schedule, available from any licence plate agency or by telephone. For mobile homes and vehicles not listed in it, two appraisals from North Carolina dealers on their own letterhead. |
| Step 4, the bond | Written by an insurance company licensed to write surety bonds in North Carolina, for one and one-half times the value, with a minimum of $100.00, signed and witnessed on the reverse by the bonding company and the applicant, with a power of attorney from the bonding company attached. No alterations are allowed on the bond, and it remains on file with the Division for three years. |
| Step 5, the title application | Form MVR-1 completed in full and signed in front of a notary. The name on it must be identical to the name on the bond and on the inspector's report, and so must the VIN, year, make and body style. |
| Step 6, fees and tax | Title fee and Highway Use Tax due at the time of titling. |
| The two notes | 1981 or newer vehicles should have 17-digit VINs; and a list of the acceptable body style codes, from 2S and 4S through to MH. |
Every line here was read off MVR-92A (Rev 04/26) itself — the PDF is here — and off the North Carolina Division of Motor Vehicles pages. This is plain-language help with a form, not legal advice, and where our wording and the agency's differ, theirs governs.
Back to all North Carolina seller paperwork, or what selling a car in North Carolina involves.