The cheap way out of owning a vehicle with no ownership document, and it has a hard ceiling. Michigan lets you certify ownership yourself instead of buying a surety bond, but only for a vehicle that is ten or more calendar years old, worth $2,500 or less, and bought in Michigan. Over either line and the bond is compulsory.
Written against TR-205 (01/2026), issued under MCL 257.217(1)(d), the subsection that lets the Secretary of State take a certification instead of a bond. The value box is not a negotiation. An appraisal that comes back over the ceiling ends the self-certification route, and the alternative - a bond for twice the vehicle's value, running three years - costs a great deal more than the difference.
Two documents, and they are not the same thing. Take the blank TR-205 from the michigan.gov copy so you get the revision that is current today.
This is all 2 pages of the actual TR-205, rendered from the PDF the Michigan Department of State publishes and completed end to end: letterhead, every field, and the blocks at the foot.
Seven tick boxes across two rows. Vehicle is the first of them.
Watch out: The eligibility limits change with the box. A moped follows the vehicle rule, an ORV has to be six or more calendar years old and worth $1,500 or less, and watercraft has no age limit at all.
Three single-line boxes recording the acquisition.
Watch out: Give a real date and a real place. This is the first thing an examiner reads and a vague answer sets the tone for the rest of the form.
The first of three deep boxes, and the reason the application exists.
Watch out: Say which of the two situations you are in - never given one, or given one and lost it. The form's own instructions distinguish them and so will the reviewer.
Dates and methods - phone, e-mail, letter.
Watch out: This is the box that gets applications refused. Two dated phone calls and a returned letter is evidence; 'I tried to reach him' is not.
The identification number, under the vehicle's year, make and body style.
Watch out: You certify at the foot of the form that you have inspected it on the item itself and entered it above. Read it off the car, not off an old insurance document.
The appraised value, in its own box under the VIN.
Watch out: It has to be backed by an appraisal from a licensed Michigan dealer or a printed online valuation, and it has to come in at $2,500 or less. Use tax is then charged on that value or the purchase price, whichever is higher.
One signature under four printed certifications, with the date beside it.
Watch out: Read the four lines above it. The third one - that you have exhausted all possible options - is the one the department will hold you to.
| On the form | What to put in it |
|---|---|
| Type of item acquired | Seven tick boxes: vehicle, trailer coach, titled trailer, ORV, moped, watercraft, snowmobile. The eligibility limits differ for each - an ORV has to be six or more calendar years old and worth $1,500 or less. |
| When was the item acquired, where, and from whom | Three one-line boxes. The department is establishing a chain of possession, so approximate answers read as an incomplete form. |
| Why is there not a properly assigned ownership document? | A deep free-text box, and the substance of the application. The form recognises two situations: you were never given one and cannot reach the previous owner, or you had one and lost it and cannot reach them. |
| When and how did you attempt to contact the owner of record? | Another deep box, with the methods listed in the label: phone, e-mail, letter. The instructions say an applicant cannot use this procedure unless all possible options of contacting the owner of record have been exhausted. |
| Additional information about the acquisition of the item | The deepest box on the form, for anything that helps the department make sense of the history. |
| Information about the vehicle | Year, make, body style, VIN or HIN, and value - and value is the box the whole application turns on. |
| Information about the applicant | Printed name, address, phone number and e-mail. |
| Applicant's certification | Four printed certifications above a signature: that you are the rightful owner, that you are entitled to title or register it in Michigan, that you have exhausted all possible options to acquire a properly assigned ownership document, and that you have inspected the VIN or HIN on the item and entered it above. |
Every line here was read off TR-205 (01/2026) itself — the PDF is here — and off the Michigan Department of State pages. This is plain-language help with a form, not legal advice, and where our wording and the agency's differ, theirs governs.
Back to all Michigan seller paperwork, or what selling a car in Michigan involves.