How to fill out Oklahoma 780-B

This is an insurance company's form and not a seller's, and it is here because a seller whose car has been written off will hear about it. When an insurer has settled a total loss and cannot get the endorsed ownership document out of the insured within thirty days, it may ask Service Oklahoma for the salvage title anyway - on this affidavit, signed under penalty of perjury, after at least two written attempts to obtain the certificate. The second page is the more useful half for an owner: it is where Oklahoma sets out how damage percentages decide what kind of title a wrecked vehicle gets.

Written against 780-B (Rev 01/2023), issued under 47 O.S. 1105(P). The number that matters to an owner is on page two, not page one. Sixty to seventy-nine per cent of market value produces a salvage title; eighty per cent or more produces a junked one, and a junked vehicle does not come back. If an insurer's assessment is close to that boundary, it is worth asking how the percentage was reached before agreeing anything.

Two documents, and they are not the same thing. Take the blank 780-B from the oklahoma.gov copy so you get the revision that is current today.

Every line, in the order you meet it

1. 1
   The insurance agent fills this in

   Name of Insurance Company and FEIN

   The insurer applying for the salvage title, with its federal identifier.

   Watch out: If you are the owner reading this, the name in that box is the one to telephone. The affidavit only exists because two letters from them went unanswered.

2. 2
   The insurance agent fills this in

   Year, Make, Model, VIN, Oklahoma Title Number, Insured Owner's Name

   The vehicle and the record it is being applied against.

   Watch out: The insured owner's name in that last box is the person the certificate was issued to - so a mismatch here is worth challenging.

3. 3
   The insurance agent fills this in

   Date of Total Loss Settlement Acceptance

   When the insured accepted the settlement, with a thirty-day wait running from it.

   Watch out: That date is the start of the clock. An owner who wants to keep the vehicle, or to hand the title over on their own terms, has those thirty days to act.

4. 4
   The insurance agent fills this in

   Date of 1st and 2nd Written Attempt

   Two dated attempts to obtain the ownership documentation, with photocopies attached.

   Watch out: These are the letters. If you never received them, the addresses they were sent to are the thing to ask about.

5. 5
   The insurance agent fills this in

   The affirmation, signature and notary block

   Signed under penalty of perjury by an authorised representative and sworn before a notary.

   Watch out: Nothing on page one is the owner's to sign, and an owner asked to sign it is being asked for the wrong document.

6. 6
   Somebody else fills this in

   Read page two even though you are not filling it in

   The damage percentage bands, the insurer's separate duty to notify the owner and Service Oklahoma, and the exclusion of cosmetic damage.

   Watch out: Sixty to seventy-nine per cent is salvage and eighty or more is junked. That single boundary decides whether the vehicle can ever be retitled for the road.

What gets this one rejected

• •An owner filing it. Every field belongs to the insurance company and the signature is that of an authorized insurance company representative.
• •Filed before thirty days have elapsed since the insured accepted the settlement. The waiting period is printed against the settlement date box.
• •Fewer than two written attempts, or attempts without photocopies. Both dates and both copies are required.
• •A cosmetic damage figure. The note on page two excludes damage unrelated to road-worthiness from the computation, with hail given as the example.
• •An unsworn signature. It is signed under penalty of perjury and notarised.

Rules that decide whether it is accepted

• •Whose form it is, and what an owner does instead. If your insurer is chasing you for the title after a write-off, this is the form they will use if you do not respond - and the effect is that the salvage title issues without you. Sending the document back is faster and keeps you in the conversation.
• •It still says tag agent. The submission instruction on page one directs the affidavit to any Oklahoma tag agent, a role Oklahoma renamed licensed operator when Service Oklahoma took the work over. Same counter, older word.

Every line here was read off 780-B (Rev 01/2023) itself — the PDF is here — and off the Service Oklahoma, Motor Vehicle Services pages. This is plain-language help with a form, not legal advice, and where our wording and the agency's differ, theirs governs.

Back to all Oklahoma seller paperwork, or what selling a car in Oklahoma involves.