The moment a written-off car becomes a paperwork problem for the person keeping it. An insurer that has settled a total loss where the owner elected to keep the vehicle certifies that fact here, and the owner signs underneath to acknowledge an obligation with a deadline on it: to obtain a salvage or non-repairable title within ten days of settlement of the claim. Anyone who later sells that vehicle is selling on a branded title, and this sheet is where the brand started.
Written against TC-802N (Rev 10/12), issued under Utah Code 41-1a-1005 and 41-1a-1005.5. A non-repairable title is not a slower version of a salvage title. A vehicle on that brand is not going back on a road, and ticking the wrong box at the top of this sheet is the difference between a car that can be rebuilt and registered and one that cannot.
Two documents, and they are not the same thing. Take the blank TC-802N from the files.tax.utah.gov copy so you get the revision that is current today.
This is the actual TC-802N, rendered from the PDF the Utah State Tax Commission, Motor Vehicle Division publishes and completed end to end: letterhead, every field, and the blocks at the foot.
One tick at the top of the sheet.
Watch out: This decides whether the vehicle has a future on a road. If the insurer has ticked non-repairable and you were expecting to rebuild it, stop and ask why before signing anything below.
Year, make, model, identification number, type, body style, plate and state, then the owner's name and address.
Watch out: Check the identification number against the car. Insurers process a lot of these and a transposed character follows the vehicle onto a branded record.
The company name, the settlement date, a signature and the signer's job title.
Watch out: The certification covers two facts: that a total loss was settled and that the owner elected to keep the vehicle. Both have to be true of your claim.
The date you were notified, your signature and the date you signed.
Watch out: You are acknowledging a ten-day deadline that has already started running. Diary it before you put the form down.
Original to the Tax Commission, a copy to the insurance company, a copy for your own records.
Watch out: Keep yours somewhere you will find it. Every future sale of this vehicle involves explaining the brand, and this is where the brand's history begins.
| On the form | What to put in it |
|---|---|
| Salvage title / Non-repairable title | Two tick boxes at the very top, and they are not interchangeable. A non-repairable vehicle cannot go back on the road at all. |
| Section 1 - Motor Vehicle Information | Year, make, model, identification number, type, body style, licence number and the state that issued it. |
| Owner name, Address, City, State, ZIP Code | The person who is keeping the vehicle after the settlement. |
| Section 2 - Insurance Company Certification: Name of insurance company | One wide rule. |
| This is to certify that on the ___ day of ___, 20___ | The date the claim was settled, in three separate boxes. |
| The settlement certification | That the insurance company satisfied a total loss claim on the motor vehicle described above and the owner elected to retain possession of the salvage or non-repairable vehicle. |
| The notification certification | In the same paragraph: that the above named owner has been notified of the requirement to obtain a salvage or non-repairable certificate of title, as required by Utah Code 41-1a-1005 and 41-1a-1005.5. |
| Insurance company's signature, Title, Date | Marked with a printed X. The Title box is the signer's job title, not the vehicle's document. |
| Section 3 - Owner Acknowledgment | A second dated certification, in the owner's voice, recording the day they were notified. |
| The ten-day obligation | That the owner was notified of the obligation to obtain a salvage or non-repairable title within ten days of settlement of the claim, and that they have received a copy of the notice. |
| Owner's signature and Date | The second of the two signature rules on the sheet, marked with a printed X. |
| The distribution line | Original to the Tax Commission. Copy to the insurance company. Copy for your records. |
Every line here was read off TC-802N (Rev 10/12) itself — the PDF is here — and off the Utah State Tax Commission, Motor Vehicle Division pages. This is plain-language help with a form, not legal advice, and where our wording and the agency's differ, theirs governs.
Back to all Utah seller paperwork, or what selling a car in Utah involves.