The face of a South Carolina certificate is the SCDMV's: vehicle, owner, brands, title number, and the lien release the lender signs. Everything a private seller does happens on the reverse, in the first of three identical blocks headed ASSIGNMENT OF A VEHICLE - and the two below yours carry a dealer licence line, because they are not for you.
As a private seller you complete these and nothing else:
There is no blank South Carolina title to download and nothing to practise on. The certificate is secure stock printed by the SCDMV and posted to the owner or to the lienholder, and the Department has a form - AD-901 - purely for handling requests to see samples of documents like it. The picture below is the specimen the SCDMV publishes itself.
ANY ALTERATIONS OR ERASURE VOIDS THE ASSIGNMENT - printed across the head of the block, and meant as written.
Section 2 of the manual sets out what a South Carolina title is and what has to happen to it before a new one can be issued, and the specimen certificate in section 5 is the picture below. Every block name on the reverse is transcribed from the SCDMV's own photograph of a completed assignment, published on page 5 of the Dealer Connection, Spring 2026.
This is not a drawing and it is not somebody's title. It is the specimen certificate the SCDMV prints in section 5 of its Dealer and Wholesaler Manual - stamped VOID down the face, issued to a placeholder called TEST, CUSTOMER at the Department's own Blythewood address, with a fictional lienholder called FIRST CREDIT. Every block on it is greyed and none of them is numbered, because a private seller writes on nothing at all on this side.
The SCDMV publishes no clean picture of the reverse - the only one it has put out is a scan of a genuine issued title with two dealerships' names and three real signatures on it, and that is not something to reproduce. So the block below is drawn, and says so across the top. Every printed word in it is transcribed from that scan; the handwriting is ours.
The owner names and the conjunction between them, the VEHICLE BRAND(S) block, and whether the 1ST LIEN RELEASED line is signed and dated.
Watch out: All three can stop the sale after the money has changed hands. A lien that was paid in 2019 but never released on the face is still a lien as far as the SCDMV is concerned, and it is the lender who has to sign it off, not you.
The day, month and year of the handover, written into the printed sentence that opens the assignment block.
Watch out: Write the date the keys moved, not the date the deposit cleared. This date and the date of sale in the panel on the right are read against each other, and against the 45-day clock the buyer is now on.
The buyer's full legal name and complete address on the rules under the transfer sentence, copied off their identification rather than off a text message.
Watch out: Never hand the certificate over with these blank. An assignment with nobody named in it is an open title, and South Carolina's way of correcting one is a TEA-1 signed by whoever made the mistake - which means finding them again.
Left empty on a car you own outright. Filled in only where the buyer is borrowing from you - South Carolina calls that seller-financing, and the SCDMV's instruction is that you complete Section 2 of the buyer's Form 400 and become the lienholder.
Watch out: If you do finance the buyer, the new certificate is posted to you rather than to them, and the buyer cannot get a clear title until you sign the lien off. Do not fill this line in for a lender who has already been paid.
The reading off the dash on the day of the handover, in whole miles, in the box on the left of the odometer certification.
Watch out: The SCDMV's own training adds a rule that is not printed anywhere on the form: the odometer can never decrease. A figure lower than the one already on the record is not accepted as a correction, it is recorded as a discrepancy.
Two statements and no third: the mileage stated is in excess of its mechanical limits, and the odometer reading is not the actual mileage, WARNING: ODOMETER DISCREPANCY.
Watch out: There is no exempt box on the certificate. If the car is old enough to be exempt, the reading line stays empty and EXEMPT is ticked on the Form 400 instead - ticking statement 2 to mean exempt brands the car permanently.
The small panel on the right of the block: the day it changed hands, what was paid, anything taken in part exchange, and the figure the two produce.
Watch out: This is the number the Infrastructure Maintenance Fee is worked from, and on a private sale the SCDMV is not bound by it - the Code lets the Department use a national used-value guide instead. Writing a low figure to help the buyer can simply be overridden, and it is a false statement on a document you signed.
Signed in dark ink in the name the face of the certificate prints, then the same name in block capitals underneath, then your own address on the line below.
Watch out: Check the conjunction on the face before either of you touches a pen. AND between two owners means both signatures on this rule; a single signature on an AND title is a rejection, and the fix is not another signature squeezed in beside it.
The buyer's signature and hand-printed name, on the left-hand rules inside the same block, acknowledging the reading you have just certified.
Watch out: Hand them the pen at the kerb rather than posting the certificate on. Federal law entitles them to a copy of the disclosure, and photographing the completed reverse takes five seconds and is the whole of your evidence later.
ASSIGNMENTS BY DEALER/WHOLESALER/AUCTION, twice, each repeating the same sentence with a Dealer/Wholesaler Auction License Number line added.
Watch out: Start in the second block by mistake and you have used a dealer's space. The band at the foot - no additional re-assignment permitted, last assignee must retitle before disposal - is the certificate saying the chain ends here.
The application that goes with the certificate, plus a signed bill of sale showing the total sale price less any trade-in. The SCDMV asks for one on all title transactions.
Watch out: If the assignment on your certificate has no sales-price line - titles issued before 19 June 1989 do not - then the bill of sale is not optional paperwork, it is the only document carrying the price and the mileage.
A property tax bill generated by their county auditor and paid to their county treasurer, with the receipt in their own name.
Watch out: This is the step that sends a South Carolina buyer home without a tag. The SCDMV can title the car without it; it cannot register the car without it, because a registration may not be issued until the ad valorem tax is paid.
Nothing to do with the certificate. The plate stays with you, the registration card goes back with it, and the Code gives you thirty days to move it or return it.
Watch out: Returning it with a Form 452 is the only step in a South Carolina sale that pays you: the county auditor orders a prorated refund of the property tax for the complete months left in the tax year.
Six habits, and the first one is the difference between a sale and a form filed to undo one.
| Dark ink, and the certificate says so itself | ASSIGNMENT(S) MUST BE MADE IN DARK INK is printed across the top of the block. Pencil, gel that beads on the security tint and anything pale enough to scan badly are all the same problem - the branch works from a scan. |
|---|---|
| No white-out, no correction tape, no writing over | Alterations or erasure void the assignment, and the SCDMV's dealer guidance is blunter still: you can modify any field on documents exempt the VIN and the Odometer. Those two are not correctable at all. |
| A single line strikethrough, if it is a field you may correct | The SCDMV's own instruction to dealers is to use a single line strikethrough rather than write over or scribble. It does not apply to the VIN or the odometer, and it does not apply to a signature. |
| Fill in the buyer before the certificate leaves your hand | The name and address go on at the kerb. An assignment signed with the transferee blank is the open title, and South Carolina's route back is a TEA-1 signed by the person who made the error. |
| Whole miles, no tenths, no words | The box is labelled no tenths. Write digits. Exempt is not a word that goes in it - there is nowhere on the certificate to write it and Form 400 has the box instead. |
| Scan it, do not photograph it | The SCDMV rejects paperwork on quality: you cannot take pictures of documents on your phone, your documents must be scanned with a scanner. Your own photograph is for your records; anything going to Blythewood should come off a scanner. |
The ink rule is the SCDMV's own: “The SCDMV will not accept the title with alterations, erasures, or “white out” on any portion of the form.” — South Carolina Department of Motor Vehicles, Dealer and Wholesaler Manual.
Four things South Carolina sellers are told with confidence that are not true. Each correction links the SCDMV page, manual or Code section it comes from.
“Let them drive off on your tag - the registration runs to the end of the year anyway.”
The tag is registered to you, not to the car, and South Carolina says so in statute: the license plate issued for the vehicle shall remain with the prior owner, who has thirty days to transfer it or return it along with the registration card. Leaving it on means your plate driving around on somebody else's insurance, and it forfeits the property tax refund that only arrives when the plate is handed in. The buyer's legal way home is a 45-day traceable temporary plate, and there is an SCDMV form for it.
“Write a lower price on the title and save the buyer the sales tax.”
There is no sales tax on almost any South Carolina vehicle transfer - there is an Infrastructure Maintenance Fee, five per cent capped at $500. And on a private sale the Code does not tie that fee to the figure you wrote: it is five percent, not to exceed five hundred dollars, of the fair market value of the item, where fair market value means the total purchase price less any trade-in, or the valuation shown in a national publication of used values adopted by the department. So the favour is often worth nothing at all, and it is still a false statement on a signed document.
“Find a notary before either of you signs the back.”
There is nowhere on a South Carolina certificate to put a seal. The Code asks the owner to execute an assignment and warranty of title to transferee in the space provided therefor on the certificate and nothing more, and it names a notary nowhere in a vehicle transfer. Even where somebody signs on your behalf, the SCDMV's rule asks for a witness signature rather than an acknowledgement. The notary blocks people have seen belong to a trust instrument or to an out-of-state power of attorney, both of which are different documents.
“Once I hand over the title I am finished.”
Not until the notice is in. South Carolina requires the owner of a registered and licensed vehicle to notify the SCDMV in writing, immediately upon a transfer of ownership, and the form is the 416. The SCDMV puts it first in a list of four steps that ends with cancelling the insurance, and the form itself says what it is for: it is intended for the protection of the last registered owner until the actual transfer of ownership is completed. The buyer has 45 days before a penalty starts, and the car is yours on the record for every one of them.
South Carolina Department of Motor Vehicles, selling a vehicle and the four steps that follow
Fewer signatures than most states ask for, and not one of them witnessed by an official:
| Every owner the face names, if it reads AND | The relationship is printed on the certificate between the two names. AND is joint ownership and both signatures are required; OR is co-ownership and either signature moves the car. |
|---|---|
| Any one owner, if it reads OR | The SCDMV's own words are that anyone on the title can complete any transaction for that vehicle without the other person's signature. |
| The buyer, once | On the buyer's rule inside the same block, under the printed line I am aware of the above odometer certification made by the seller(s). It is a federal requirement rather than a South Carolina flourish. |
| Nobody in front of a notary | There is no acknowledgement block on the document and no South Carolina statute asking for one. If somebody tells you a South Carolina title needs notarising, they are describing a trust deed or an out-of-state power of attorney. |
| An attorney-in-fact, with paper in the envelope | The SCDMV publishes no ordinary power of attorney form. Its rule is that the document names the individual, the attorney-in-fact and the vehicle by VIN, year, make and model, and carries the individual's signature and a witness signature. |
| A personal representative, signing as one | The SCDMV's instruction where the owner has died is to sign the back of the title as the seller in your name with (PR) beside it, with the Probate Court's certificate of appointment attached. |
| Not a dealer, in the first block | The second and third assignment blocks carry a Dealer/Wholesaler Auction License Number line. A private seller who uses one has filled in the wrong block on the right document. |
The assignment is the whole of your job on the document. What is left is physical rather than clerical: the tag comes off, one form goes to Blythewood, and a photograph of the completed reverse goes on your phone before the certificate leaves your hand.
The two things that follow a signed title — what happens to the plates and telling the SCDMV the car is gone — are set out in full on the South Carolina paperwork page rather than repeated here.
The forms that go with it: the Form 400, which the buyer completes, the 416, which you post and the TEA-1, if the pen slipped.
Every field description here is taken from the South Carolina Department of Motor Vehicles, Dealer and Wholesaler Manual and the South Carolina Department of Motor Vehicles title pages, current as of 2026-08-23. Plain-language help with a form, not legal advice, and where our wording and the agency's differ, theirs governs.
Back to all South Carolina paperwork, or what selling a car in South Carolina involves.